Claude Team plan pricing: seats, usage limits, API credits and what's included

The Claude Team plan costs $20 a seat a month billed annually, or $25 billed monthly, for a standard seat, and $100 or $125 for a premium seat with five times the usage. It's for 2 to 150 people, paid by card, and you can mix the two seat types. Every seat includes Claude Code, Cowork and single sign-on, each member has their own usage limits, and owners can buy extra usage at API rates. Since October 2026 the plan also includes monthly API credits: $20 for each standard seat and $100 for each premium seat, up to $500. There's no free trial, and above 150 people you need Enterprise.

Key takeaways

• Standard seat: $20 a month billed annually or $25 monthly, with 1.25 times Pro's usage per session.
• Premium seat: $100 or $125, with five times a standard seat's usage and Fable 5.1 access.
• Size: at least two members, at most 150 seats.
• Limits are per person: one member's heavy week doesn't use up anyone else's allowance, and allowances can't be shared.
• Extra usage: prepaid credits at standard API rates, with spend limits for the organization and per member.
• API credits: up to $500 a month for the Claude API, but not for Claude Code.

How much does the Claude Team plan cost?

From Anthropic's pricing page and help center (Anthropic, help center):

• Standard seat: $20 a month billed annually, $25 billed monthly. Anthropic gives it "1.25x the Pro plan's per-session usage allowance", plus a weekly limit.
• Premium seat: $100 or $125, with five times a standard seat's usage, which is 6.25 times Pro's. Premium seats can use Fable 5.1, up to half of their weekly limits.
• Seats: "Team plans require a minimum of two members" and "support up to 150 seats."
• Payment: credit, debit or prepaid card. There's no invoicing or bank transfer on Team, and annual billing is paid up front (Anthropic).

What a team pays in practice, before any extra usage:

• 5 people, all standard: $100 a month billed annually, or $125 monthly.
• 10 people, 8 standard and 2 premium: $360 a month billed annually ($4,320 a year), or $450 monthly.
• 40 people, 30 standard and 10 premium: $1,600 a month billed annually, or $2,000 monthly.

Prices exclude tax.

How do Claude Team usage limits work?

Each member has their own limits: a five-hour session allowance and a weekly limit, shared across chat, Cowork and Claude Code. They aren't pooled, so a light user's leftover allowance can't go to a heavy one. How the limits behave, and what uses them fastest, is in Claude Code usage limits.

When someone runs out, owners can turn on extra usage:

• Usage credits are prepaid by an owner, optionally with auto-reload, and "billed at standard API rates." They cover chat, Cowork and Claude Code (Anthropic).
• Spend limits can be set for the whole organization and for individual members. Limits by seat type are for Enterprise plans only.

For someone who keeps running out on a standard seat, a premium seat at $100 to $125 usually costs less than buying their extra usage at API rates. Anthropic puts the average Claude Code user at about $13 per active day at API prices (Claude Code docs).

What are the Team plan API credits?

Since October 7, 2026, Team plans come with monthly credits for Anthropic's developer platform: $20 for each standard seat and $100 for each premium seat, "pooled into one monthly balance, capped at $500" (Anthropic). A team with three standard seats and two premium seats gets $260 a month.

• How to claim: an owner links one Claude Console organization, after the plan has been active for seven days.
• What they cover: the Claude API, Managed Agents, the Agent SDK and the Console's Workbench.
• What they don't: Claude Code and extra usage in the Claude apps.
• Expiry: "Unused credits expire at the end of each billing cycle"; they don't roll over.

Max subscribers got the same offer: $100 a month on Max 5x and $200 on Max 20x (Anthropic). What those credits buy per model is in Claude API pricing.

What does every Team seat include?

• Claude Code in the terminal, the editor, the desktop app and the web (Claude Code for teams).
• Cowork, and Claude Design, Docs and Slides in beta.
• Claude Tag, Claude in Slack channels, in beta, with channel use billed to the organization.
• Single sign-on and just-in-time provisioning (Anthropic).
• Shared projects within the organization (how project sharing works), connectors and enterprise search.
• No training on your conversations by default.

Team doesn't include SCIM, audit logs, the Compliance API, custom data retention, IP allowlisting or a HIPAA business associate agreement. Those are Enterprise features (Claude Team vs Enterprise).

Adding seats, removing seats and upgrading

• Adding seats is charged right away, prorated to your billing cycle. Buying a premium seat when none is free charges the prorated difference (Anthropic).
• Removing seats takes effect "at your next renewal", with no prorated refund.
• From Pro or Max: joining or starting a Team plan cancels the individual subscription with a prorated refund for the unused part, about a day after the Team payment.
• To Enterprise: the self-serve move needs at least 20 seats and keeps members, roles, chats and projects, but Anthropic says it can't be reversed (Claude Enterprise pricing).

Is the Claude Team plan worth it?

• For two people: two standard seats cost $40 to $50 a month, the same as two Pro plans, plus shared projects, central billing and single sign-on.
• For heavy Claude Code users: a premium seat costs the same as Max 5x ($100) on annual billing, with the same usage multiple over Pro, inside the team's admin controls (Claude Max vs Pro).
• For a team over 150 people, or one that needs audit logs, SCIM or a HIPAA agreement: Team won't do; Enterprise prices seats at $20 plus every token.

Claude Team vs ChatGPT Business

ChatGPT Business has the same seat prices, $20 billed annually or $25 monthly, with premium seats at $100 or $125, and allows up to 200 seats instead of 150. Each includes its lab's coding agent: Claude Code on Team, Codex on Business. Side by side in ChatGPT Business vs Claude Team, and OpenAI's plan in detail in ChatGPT Business pricing.

One session the whole team can see

A Team plan gives everyone their own Claude, so work still happens in separate chats. Poly (usepoly.co) is a shared room where a team works with one AI, Claude included, in one live conversation: everyone sees each step, and any member can approve a change before it's made. Free to start. What is Poly?