# ChatGPT Business vs Enterprise: what you get for the price

Same models, same collaboration features. The difference is how you pay, how many people you can add and what your security team can control.

Published 2026-10-06 by Richard Kaminsky and Mitchell Lipyansky, the co-founders of Poly. Canonical: https://usepoly.co/chatgpt-business-vs-enterprise
Poly is a multiplayer AI coding workspace: a shared room where your team works with one AI agent, together. Free to start: https://usepoly.co/

**ChatGPT Business is OpenAI's self-serve plan for teams: standard seats cost $20 a month billed annually or $25 monthly, premium seats $100 or $125, paid by card, for 2 to 200 seats. ChatGPT Enterprise is sold through OpenAI's sales team at custom prices, billed from a shared credit pool or by the token, and adds the controls large organizations need: SCIM, custom data retention, data residency in ten regions, encryption keys you manage, a compliance API, IP allowlisting and, for sales-managed accounts, a HIPAA business associate agreement. Neither trains on your data by default.**

## Key takeaways

- Business is self-serve: card payment, 2 to 200 seats, single sign-on included, standard and premium seats mixed as you like.
- Enterprise has no published price. It is billed either from a shared credit pool with no per-seat caps or by the token alongside seat fees, invoiced monthly.
- Business lacks SCIM, custom retention, data residency, managed encryption keys, the compliance API, IP allowlisting and a HIPAA agreement.
- Both include Codex and ChatGPT Work, shared projects, Teams in ChatGPT and @ChatGPT in Slack and Microsoft Teams.
- Custom GPTs retire on December 11, 2026 on every plan.

*ChatGPT Business and Enterprise, from OpenAI's pricing page and help center, October 6, 2026.*

|  | Business | Enterprise |
| --- | --- | --- |
| Price | Standard $20 a seat annually or $25 monthly; premium $100 or $125 | Custom, through sales |
| How usage is billed | Per seat, plus optional credits | Shared credit pool, or tokens plus seat fees |
| Seats | 2 to 200 | No published minimum or maximum |
| Payment | Card | Invoice |
| SSO and domain verification | Yes | Yes |
| SCIM and role-based access | No | Yes |
| Custom data retention | No | Yes |
| Data residency | No | 10 regions |
| Managed encryption keys | No | Yes |
| Compliance API and IP allowlisting | No | Yes |
| HIPAA BAA | Not offered | Sales-managed accounts |
| Support | Self-serve | 24/7 priority support and SLAs |

## How much does ChatGPT Business cost?

- **Standard seats:** $20 a month billed annually, $25 monthly.
- **Premium seats:** $100 or $125, with five times the Work and Codex usage, no five-hour limit and 50 Pro messages a week, against 15 a month on standard.
- **Seats:** at least two, of either type, and up to 200 for workspaces created since August 24, 2026. OpenAI's support team can't raise the limit and points larger organizations to Enterprise ([OpenAI](https://help.openai.com/en/articles/8792536)).
- **Payment:** by card. Invoicing needs a contracted plan such as Enterprise.

Owners can also buy credits for usage beyond the seats' allowances. Codex for a team is covered in detail in [Codex for teams](/codex-for-teams).

## How is ChatGPT Enterprise priced?

OpenAI lists Enterprise as custom pricing through sales, with two ways to pay:

- **Credits:** the workspace buys a shared credit pool, and everyone draws from it. There are "no per-seat usage caps by default"; admins set spend controls by group, and added seats are reconciled in quarterly true-ups ([OpenAI](https://help.openai.com/en/articles/11487671)).
- **Tokens:** usage is billed by the token at OpenAI's rate card and invoiced monthly in arrears with any contracted seat fees ([OpenAI](https://help.openai.com/en/articles/20001520)). Under this option even Instant chat is billable. It isn't offered for Edu or ChatGPT for Healthcare.

OpenAI publishes no Enterprise seat price and no minimum seat count; estimates elsewhere are guesses. Enterprise also brings 24/7 priority support, service-level agreements, custom legal terms and an account team.

## What does Enterprise add for security and privacy?

From OpenAI's plan comparison ([OpenAI](https://chatgpt.com/pricing?type=team)):

- **Identity:** SCIM provisioning and role-based access control. Both plans have single sign-on and domain verification.
- **Data:** custom retention policies, and data residency in ten regions: the US, EU, UK, Japan, Canada, South Korea, Singapore, India, Australia and the UAE.
- **Encryption:** enterprise key management, so you hold the keys.
- **Oversight:** the Compliance API and logs, an analytics dashboard and IP allowlisting.
- **Health data:** OpenAI says it does "not offer a BAA for ChatGPT Business"; sales-managed Enterprise and Edu accounts can get one ([OpenAI](https://help.openai.com/en/articles/8660679)).

Both plans keep business data out of model training by default.

## How do models and limits differ?

- **Business chat** runs GPT-5.6 Sol at each reasoning level, with GPT-6 Pro, powered by GPT-6 Astra, as the Pro option. "Virtually unlimited" applies to Instant only ([OpenAI](https://help.openai.com/en/articles/12003714)).
- **GPT-6.1 Sol, GPT-6 Sol and GPT-6 Luna** are models for ChatGPT Work and Codex, not chat, on both plans.
- **Enterprise** offers "virtually unlimited messages for eligible base models," and credit-based workspaces have no fixed rate limits. New models start switched off until an admin enables them ([OpenAI](https://help.openai.com/en/articles/11165333)).
- **Context:** Instant chat holds 54K tokens on Business and 128K on Enterprise; reasoning holds 256K on both.

## What do both plans share?

- No training on business data by default, and SOC 2 Type 2.
- Codex and ChatGPT Work in every seat.
- Shared projects of up to 100 collaborators and 40 files ([ChatGPT shared projects](/chatgpt-shared-projects)).
- Teams in ChatGPT, Space and Pages, added September 29, 2026.
- @ChatGPT in Slack and Microsoft Teams, where teammates can join in without their own ChatGPT license.
- Custom GPTs retire on December 11, 2026, replaced by plugins. Enterprise workspaces with an approved deferral have until February 11, 2027 ([OpenAI](https://help.openai.com/en/articles/20001519)).

## Which should you choose?

- **Fewer than 200 people, no regulated data, and a card is fine:** Business.
- **You need SCIM, custom retention, data residency, a HIPAA agreement or invoicing:** Enterprise.
- **More than 200 seats:** Enterprise.
- **A few heavy Codex users:** premium Business seats for them, standard for everyone else.

## How does it compare with Claude?

Claude Team is the counterpart to Business: 2 to 150 seats, standard at $20 billed annually or $25 monthly and premium at $100 or $125. Claude Enterprise is $20 a seat plus all usage at API rates, from 20 seats self-serve or 50 through sales ([Anthropic](https://support.claude.com/en/articles/9797531)). ChatGPT's token-based Enterprise option now works much like Claude Enterprise, except that OpenAI doesn't publish the seat price. Side by side: [ChatGPT Business vs Claude Team](/chatgpt-team-vs-claude-team).

## Working with both labs in one place

Many teams end up paying for both. Poly (usepoly.co) is a shared room where a team works with Claude and GPT models in one conversation: everyone sees each step, and any member can approve a change before the AI makes it. Free to start. [Multi-model AI coding](/multi-model-ai-coding)

## Common questions

**What is the difference between ChatGPT Business and Enterprise?**

Business is self-serve at $20 to $25 a standard seat for up to 200 seats. Enterprise is custom-priced through sales and adds SCIM, custom retention, data residency, managed encryption keys, the Compliance API and a HIPAA agreement.

**How much does ChatGPT Enterprise cost?**

OpenAI doesn't publish a price. Enterprise is billed from a shared credit pool or by the token alongside contracted seat fees, and quoted by OpenAI's sales team.

**Does ChatGPT Business train on my data?**

No. OpenAI doesn't use Business, Enterprise or Edu content to train its models by default.

**Is ChatGPT Business HIPAA compliant?**

OpenAI does not offer a business associate agreement for ChatGPT Business. Sales-managed ChatGPT Enterprise and Edu accounts can get one.

**How many users can ChatGPT Business have?**

From 2 to 200 paid seats for workspaces created since August 24, 2026. Larger organizations need Enterprise.

More guides: https://usepoly.co/guides · Security: https://usepoly.co/security · Pricing: https://usepoly.co/pricing